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Occupation- Students and young people are the most expensive to insure, as they are most likely to have accidents. It may be best to go to a broker or company those specialists in insuring young drivers.

The dealership who, of course, wants to sell you a vehicle, will often act as an agent between you and the lender, and help work out a deal.

Car insurance is all about estimating and locating the risk associated with a driver and the car and those who have a record of driving rashly may have to pay higher premiums.

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If you own a home, including condominium, town home, or mobile home, which is used as a principal residence, a discount could apply. Military personnel either currently active or retired from any branch of the US military a discount could apply. If your vehicle is equipped with an anti-theft device, a discount could apply.

Insurance companies reward those who are of low risk to them. Discounts might be offered for driver education, multiple vehicles, high academic achievement, anti-theft devices or abstinence from alcohol, among others. Have your insurance broker inquire about any of these types of discounts.

All it takes for each pass through the system is completing a simple online questionnaire. Your information is then sent to all the companies offering auto insurance in your state. One set of answers delivers multiple quotes. When you see which companies seem to be offering the best deals, you can then start looking in more detail at what is covered.

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